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3 US economists win 2022 Nobel Prize in Economics_我的网站

血战太平洋

A |     8月26日消息,今天上午,天马在厦门举办高端OLED技术品牌发布会,正式推出新一代天工屏。    Stockholm, Oct 10 (UNI) The Royal Swedish Academy of Sciences announced Monday that three US-based economists won the 2022 Nobel Memorial Prize in Economic Sciences “for research on banks and financial crises”.

The winners are Ben Bernanke, former head of the US Federal Reserve and currently with the Brookings Institution in Washington DC, Douglas Diamond of the University of Chicago and Philip Dybvig of Washington University in St. Louis, Missouri. The winners share a prize of about $900,000.

The nobelprize.org put out a release saying:

"Their discoveries improved how society deals with financial crises

"This year’s laureates in the Economic Sciences, Ben Bernanke, Douglas Diamond and Philip Dybvig, have significantly improved our understanding of the role of banks in the economy, particularly during financial crises. An important finding in their research is why avoiding bank collapses is vital.

"Modern banking research clarifies why we have banks, how to make them less vulnerable in crises and how bank collapses exacerbate financial crises. The foundations of this research were laid by Ben Bernanke, Douglas Diamond and Philip Dybvig in the early 1980s. Their analyses have been of great practical importance in regulating financial markets and dealing with financial crises.

"For the economy to function, savings must be channelled to investments. However, there is a conflict here: savers want instant access to their money in case of unexpected outlays, while businesses and homeowners need to know they will not be forced to repay their loans prematurely. In their theory, Diamond and Dybvig show how banks offer an optimal solution to this problem. By acting as intermediaries that accept deposits from many savers, banks can allow depositors to access their money when they wish, while also offering long-term loans to borrowers.

"However, their analysis also showed how the combination of these two activities makes banks vulnerable to rumours about their imminent collapse. If a large number of savers simultaneously run to the bank to withdraw their money, the rumour may become a self-fulfilling prophecy – a bank run occurs and the bank collapses. These dangerous dynamics can be prevented through the government providing deposit insurance and acting as a lender of last resort to banks.

"Diamond demonstrated how banks perform another societally important function. As intermediaries between many savers and borrowers, banks are better suited to assessing borrowers’ creditworthiness and ensuring that loans are used for good investments.

"Ben Bernanke analysed the Great Depression of the 1930s, the worst economic crisis in modern history. Among other things, he showed how bank runs were a decisive factor in the crisis becoming so deep and prolonged. When the banks collapsed, valuable information about borrowers was lost and could not be recreated quickly. Society’s ability to channel savings to productive investments was thus severely diminished.

"The laureates’ insights have improved our ability to avoid both serious crises and expensive bailouts,” says Tore Ellingsen, Chair of the Committee for the Prize in Economic Sciences.

The Nobel Memorial Prize in Economic Sciences was not included in Alfred Nobel's will, voanews.com reported.

It was established by the Swedish central bank in 1968 — and is officially the "Sveriges Riksbank Prize in Economic Sciences in memory of Alfred Nobel" to mark the bank’s 300th anniversary. It was first awarded in 1969 and has been funded by the bank since then.

UNI ING。    据天马介绍,天工屏1.0上市一年以来,相关终端用户已突破1000万,并获得了德国莱茵、中国质量认证中心、SGS等七大权威机构的认证,被媒体评为“五星好屏”。

B | 天工屏凭借扎实的市场表现,证明了国产高端OLED的技术实力。

C |               基于屏幕研发的第一性原理与人因研究成果,第二代天工屏(注:以下简称天工屏2.0)正式发布,它将重新定义下一代旗舰屏幕显示标准。    据悉,这块屏幕首发搭载N1原色光谱发光材料,实现了有害蓝光低至3.7%的行业最低水平,同时将650至670纳米有益红光占比提升至5.5%,创下OLED行业新高。         此外,它还实现了95% BT.2020超广色域的原生覆盖,屏幕使用寿命提升了30%。天工屏2.0以“原色好光,护眼通透”重新定义了高端OLED在健康与画质方面的标准。

D |          作为三层架构的核心根基,N1原色光谱发光材料从底层三基色同步革新。蓝光方面采用了NFB新荧光蓝技术,为激子搭建独立分流通道,使发光效率提升16%,寿命提升33%,同时大幅降低了有害蓝光。              绿光方面则采用PSF磷光敏化荧光技术,从二元结构走向主体、敏化剂与客体三元协同,发光效率提升11%,绿光色域提升6.7%,寿命也得到显著提升。         红光方面应用了DRT深红光技术,筛选近百款深红光材料并完成近700组器件交叉对比实验,使有益红光提升至5.5%,创下行业新高。          好材料还需配合优质的画质优化策略,天工屏2.0在TFT驱动背板方面,从膜层沉积均一性与膜层刻蚀均一性入手,通过纳米级精细背板工艺逐层打磨,使单屏数千万颗TFT的均一性提升15%,整面板数亿颗TFT的均一性提升20%,在低亮度下依然能够均匀发光而不偏色。         在画质调节端,天工屏2.0打造了自研AI De-Mura智控算法,基于海量低灰阶画面样本进行训练,使低亮均一性提升30%,在0.01尼特的极限暗光环境下亮度和色彩均匀度均有提升,暗处更清晰,暗光更通透。    据了解,这块天工屏2.0将由OPPO Find X10系列首发搭载,相关终端预计在9月份正式发布。

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